2023 No Spend Challenge Printable: Free No Spend Month Tracker Pdf (2024)

If you are looking for a no spend challenge free printable, then look no further. I have a free no spend month tracker (and a no spend week tracker too) that would be perfect for you to keep track of your spending during your no-spend challenge.

Whether you’re doing the No Spend January 2022 (31-day no-spend challenge) or the No Spend November 2022(30-day no-spend challenge) challenge, these no spend month tracker free printables are excellent methods to get you to stop spending.

What is the No-Spend Challenge?

A no-spend challenge is when you consciously choose not to spend any money on anything during the month.

Some challenges are no spending January, no spend summer, or even no-spend November.

People who take part in these no-spending challenges often find themselves spending less than they usually do because it forces them out of their usual routine.

It helps people learn how easy it is to cut back with minimal impact on lifestyle – which makes transitioning into living frugally easier after the challenge.

It is a great way to save money in December by lowering your spending so that you may set more funds aside for the coming year.

These no-spend trackers are the perfect no-stress solution for keeping on track during your no-spend challenge.

2023 No Spend Challenge Printable: Free No Spend Month Tracker Pdf (1)

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no spend challenge free printables

I’ve created a No spend no-spend tracker PDF to help you keep track of your no-spending challenge.

And the best part is it’s absolutely free. If you’re going on a no-spend challenge, keeping track of one should also be free. Oh well, this is just my opinion, but I hope you will agree with it.

No matter you’re participating in a 30-day no-spend challenge or simply want to put your money skills to the test, these trackers are ideal for you.

Apart from trackers, this PDF document contains additional pages to help you set and maintain your no-spend challenge goal.

What’s included with this No Spend Month Tracker Free Printable?

No spend Monthly Trackers

Two trackers: Both 30 days and 31 days no spend month trackers.

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A challenge goal sheet

Use this to set specific no spending goals for yourself, for example, No spend on weekly movies.

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Your goal should be measurable if possible. It means coming up with specific goals rather than just using vague statements like “I’ll try my best.”

A no spend list for any rule, inclusion and exclusions

Your challenge will be more organized and effective if you prepare for it ahead of time.

You can use this list to establish any limitations, as well as the things you want/have to exclude from the challenge and those you want to include.

Monthly Assessment Sheet

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A monthly assessment sheet to track no spend month progress like things you did well, areas you need improvement, and goals for the subsequent month.

No spend Weekly Tracker

A weekly no spend tracker for no spend week challenge. Use this weekly tracker to monitor no spending throughout the week.

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If you are just starting, a weekly challenge can be a better place to start. Once you are comfortable with the weekly challenge, you can switch to a monthly no-spend challenge.

How to get this FreeNo Spend Tracker Printable?

To get this Free printable tracker, enter the information below. You will receive an email to download the no spend tracker pdf document.

These are tried and tested printables that many people love as they come with no strings attached! The best part is they’re free so why not give them a try?

Download your free Printable monthly tracker Now

Is there anything else you do to keep track of no spending? If that’s the case, please let me know because I’d be happy to add it here for everyone’s benefit.

No Spend Tracker App

If you don’t like no spend printable trackers, then you can consider using habit tracker apps like Coach.me. These apps can help you build good habits and they can work perfectly with your challenge.

More Budgeting related free printables for you in 2022

If you are looking for more budgeting and money-managing printables, you are in luck, as I have plenty of free printables for you.

The best part is they all have the same appearance, so if you’re creating a binder, they’ll all blend in!

1. DIY Budget Binder: Want to create a budget binder? Here are my budget binder free printables with DIY cash envelopes.

2. Beginner Printable Worksheet: New to budgeting? Check these worksheets to track your monthly finances.

3. Budgeting Printables: This post includes different types of free budget planning printables: templates, worksheets, google sheets, etc.

And please don’t forget to share them as this is how we can help others too!

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2023 No Spend Challenge Printable: Free No Spend Month Tracker pdf
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2023 No Spend Challenge Printable: Free No Spend Month Tracker Pdf (2024)

FAQs

How to do a no spend calendar? ›

This viral trend involves going as long as possible without spending money on non-essential. (Rent, groceries and other necessities are okay.) Participants track their progress on a calendar, trying to rack up as many consecutive no-spend days as possible.

What are the rules for a no spend month? ›

For the no-spend challenge, you pay for essentials only for a set period of time. Thirty days is pretty common, so you might hear it called a no-spend month too. Basically you're covering your Four Walls (food, utilities, shelter and transportation) and other necessities, but you're saying no to all the extras.

What is the meaning of no spend January? ›

That means no new clothes, no going out to restaurants and no coffee runs. “I wanted to stop the bleed,” Kaden, who is currently doing her fifth No Spend January, told CNN. “I needed food on the table and to pay my mortgage but I didn't need all of the things I was buying.”

How can I save $5,000 in 100 days? ›

The 100-envelope challenge is pretty straightforward: You take 100 envelopes, number each of them and then save the corresponding dollar amount in each envelope. For instance, you put $1 in “Envelope 1,” $2 in “Envelope 2,” and so on. By the end of 100 days, you'll have saved $5,050.

How does cash stuffing work? ›

How does cash stuffing work? The basic premise of cash stuffing is that you set aside cash for different budgeting categories at the beginning of each month. The goal is to spend no more than that cash you've set aside for each category.

What is the 1 spending rule? ›

If you struggle to stick with a budget, try using the 1% rule for spending money. It's simple: When something you want to purchase exceeds 1% of your annual gross income, wait a day before buying it.

What is the 24 hour rule in spending? ›

Practice the 24-Hour Rule: Before making any non-essential purchase, wait at least 24 hours. This delay allows you to reconsider whether the item is truly necessary and if it aligns with your financial goals.

How do you survive a no buy month? ›

Establish Rules

Before the month begins, make a list of non-negotiable expenses—like rent or mortgage payments, utilities, medication and insurance. Then set aside cash for essentials like gas, as well as perishables like milk and produce. “Don't stock up before,” says Davis. “That defeats the whole purpose.”

What is the best money saving challenge? ›

100 Envelope Challenge

To begin, gather 100 envelopes and sequentially number them $1 through $100. On day one, you'll place $1 in envelope one. On day two, you'll add $2 to envelope two, and so on. Place each envelope in a safe place, and by the end of the challenge, you'll have saved $5,050.

What is it called when you don't spend a lot of money? ›

Some common synonyms of frugal are economical, sparing, and thrifty. While all these words mean "careful in the use of one's money or resources," frugal implies absence of luxury and simplicity of lifestyle.

What is it called when you never spend money? ›

Cheapskates would never lend or give money, and they hate spending money on gifts. A cheapskate can also be called a miser or a tightwad. Definitions of cheapskate. a miserly person. synonyms: tightwad.

What are the rules for no buy January? ›

There's no hard-and-fast program, but most participants confine their spending to nondiscretionary “essentials” like groceries and transportation. They also make (and share) specific lists of what they're allowed to buy and what they're not. Some cap their spending at a certain amount per week.

How do you have a successful no buy month? ›

During your no-spending month challenge (and even after), commit to shopping your home first. Don't go to the store or on Amazon as soon as you “need” something. You probably already have many things in your home, waiting to be used and loved. Use things up before even thinking about buying them again.

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